Monday, January 9, 2012

Travertine Tile

In my new position with my new company, I have the pleasure of dissecting the lives of the borrowers whose loans cross my desk. I get a daily cross section of people in various stages of their lives; retirees buying their last house, a newly wed couple buying their very first house. A divorced man with two kids striking out on his own. I'm a nosy person by nature so this fits very well into my personalty.

So, what does any of this have to do with Travertine Tile? Well, if you recall back to basic underwriting, this consists of the 3 Cs: Credit (borrower's willingness to pay), Capacity (borrower's ability to pay) and Collateral (the property's ability to hold value). Of the audits I do on a daily basis I get the most enjoyment out of reviewing the appraisals and the properties that cross my desk. Some are nice, I saw a high rise condo in Seattle that had an amazing view. Some are not, I saw a beat down house 55 miles from Denver (I would have my cats live there). But, of all the various properties I've looked at there's one common denominator: Mother Fucking Travertine Tile.

Travertine is a lime stone rock that was once used to build the Colosseum, Basilica Sacre-Coeur and now every middle class boring bath room in America




Every new or redone property I've seen these last couple of weeks have all had at least one bath room in the house/ condo done up in gross travertine tile. I can't stand it. Why make your bathroom in ugly ass flesh tones? I'll tell you why, it's because of travertine's long association with classical architecture that made it so appealing in the first place. Couple that with it's natural beige-neutral coloring and then, BAM! Instant respectability. It's boring, it's bland and the middle class of this country eat it up because it's respectable and predictable. Their friends can come over and admire the owner's "good taste." 

 This is the opening salvo of the Bathroom Wars. I've decided to completely redo my bathroom, I've begun to plan out my financing for this war (after all, you can't fight a war on a budget). My sources of inspiration are

     
Art Deco. I love the use of aquamarine tile. The clean design and regular design appeal to my senses.

I also enjoy Modernism. It's going to be a challenge to synthesize the two design styles. Art Deco was the last major art styles based on ornamental elements, conversely Modernism is, by its very nature, a limited and subdued form.

I've given myself 6 months to complete the overhaul of the bathroom. I'm already excited. 

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